Only the bank is allowed to loan money, and that is through mortgaging property. No borrowing money from another player is allowed. In both cases the bankrupt player is eliminated from the game. Any mortgaged property is automatically unmortgaged prior to the auction by the bank. All buildings and money are returned to the bank, and the bank puts all the property up for auction right away and sells everything. If the player going bankrupt owes the bank money that can’t be paid the bank gets everything. The drawback to this is that once the property is unmortgaged later the 10% interest must be paid again. The new owner also has the option of paying off the mortgage right away but doesn’t have to. If the player getting the assets gets mortgaged property from the player declaring bankruptcy then he or she has to pay the 10% interest due on those properties. The hotel is only worth half of that, or $500, when it’s sold back to the bank. For example, if the player has a hotel on Boardwalk it originally cost four houses ($800) plus the cost of the hotel, which was $200, for a total cost of $1,000. Before declaring bankruptcy that player must sell all houses and hotels back to the bank for half their original cost. If the money is owed to another player then that player gets everything the bankrupt player owns, including any money they have. Monopoly Rules For Going BankruptĪ player goes bankrupt when the player owes more than he or she can pay. Obscure rules and hard-to-understand rules are simplified on this page, including rules that are the most misunderstood like auctioning property, what happens when you land on Free Parking (nothing) and collecting money while in jail (yes you can) and going bankrupt. This game has been around since at least 1935 when it was first published by Parker Brothers. The objective of Monopoly is simple, become the richest player in the game and drive everyone else broke.
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